Skip primary navigation
XF Sportbrake driving on road round a slight corner




Add to the pleasure of driving your new Jaguar with no regular payments. Make one up-front payment with a choice of three final options at the end of the agreement.

Choose your Jaguar and agree your annual mileage and agreement term*. Jaguar Financial Services calculate the predicted value of your car at the end of your agreement based on these details. This value is deferred to the end of the agreement and makes up the optional final payment. The predicted value of your car is guaranteed to be at least equal to the optional final payment. The predicted value is deducted from the price of your car – you pay the remaining balance plus the agreement interest as a single, up-front payment. At the end of the agreement, you can choose from one of three options:

  1. Renew – choose a new Jaguar from your Retailer and use any excess value over the Final Payment amount towards your deposit. With this option, you can either trade in your Jaguar or sell it privately. Subject to settling of your existing finance agreement, any new finance is subject to status.
  2. Retain – to keep your Jaguar, you only need pay the optional final payment.
  3. Return – hand back your vehicle to Jaguar Financial Services under the Goods Return Option. If the vehicle is in good condition and has not exceeded the allowed mileage you will have nothing further to pay. If the vehicle has exceeded the allowed mileage a charge for excess mileage will apply.


  • Ideal if you are planning to pay for your Jaguar outright. By deferring part of the initial outlay until the end of the agreement term there is less to pay today
  • No regular payments
  • The predicted value protects you against any potential fall in used car values. The value of the vehicle at the end of the contract is guaranteed to at least equal that of the deferred Final Payment if you exercise your Goods Return Option.
  • With shorter terms you can be driving a new Jaguar more often, meaning your servicing and maintenance costs may be reduced
  • Flexibility – you choose the annual mileage and agreement term to suit you; at the end of your agreement you choose the right option for you

Additional business user benefits:

  • Interest charges are allowable against tax
  • A proportion of the car’s value can be written down against profits as an asset on your balance sheet (CO2 based)

Terms and conditions:

*The maximum end of contract mileage must not exceed 108,000 miles. Maximum annual mileage is 35,000 per annum. Minimum contract term of 13 months, maximum contract term of 37 months.
Finance is subject to status and only available to applicants aged 18 and over resident in Mainland UK and N.Ireland. Finance is provided by Black Horse Limited trading as Jaguar Financial Services, St William House, Tresillian Terrace, Cardiff CF10 5BH.

For more details contact your local retailer